694 Central Avenue
Upland, CA, 91786
$658,000
MLS: TR26149128
Beds
3
Baths
4
Sq Ft
2,279
Lot
0.02 ac
Year Built
2018
MLS #
TR26149128
Days on Market
63
Listed
Jul 8, 2026
Description
Stunning sunset views over Chino, Pomona Valley and the San Gabriel foothills — modern, move-in ready 2018 townhome ideal for multigenerational living, remote work, pets, electric vehicles and even the ability to run a business within. This three-story, single-family-occupied home offers flexible live/work zoning, giving you the ability to run your business and live in the same place. Permitted street front signage to advertise your business is allowed. First floor: two-car garage with 12' ceilings, EV-ready 220V charging (upgraded four-plug 25A outlet), generous storage/workspace, plus a bedroom with private patio access and an ADA-compliant full bath—perfect for an office, gym or extended family. Second floor: dramatic 11' ceilings, expansive great room with dining area for 10, massive island seating, chef’s kitchen (gas range, granite counters, abundant storage and walk-in pantry), Updated half bath, 11 large windows, laminate wood floors and a west-facing balcony for sunsets. Third floor: two master suites with ensuite baths and walk-in closets, laundry, and a loft ideal for an office, playroom or teen hangout. Many windows capture mountain and valley views, including Mt. Baldy. Location highlights: walking distance to Cabrillo Elementary and the Claremont Colleges, close to downtown Upland and Claremont Village retail and dining, under 5 minutes to the 10/210 freeways, ~10 minutes to Claremont Metrolink, and ~25 minutes to Mt. Baldy.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Andy Huang · Reddoor International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,362
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $65,800 · Loan: $592,200
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,825
- Property tax (1.25%)
- $685
- Homeowners insurance
- $300
- Mortgage insurance
- $247
- HOA dues
- $305
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $23,030 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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