74354 Cottonwood Drive
29 Palms, CA, 92277
$305,000
Original list price: $330,000
MLS: JT26099134
Beds
3
Baths
2
Sq Ft
1,448
Lot
0.36 ac
Year Built
1978
MLS #
JT26099134
Days on Market
30
Listed
May 15, 2026
Description
FULLY UPDATED/REMODELED HOME: New surfaces throughout, including New flooring, New double-pane windows, New doors, New Kitchen, including new stainless steel appliances – stove, hood, refrigerator – new cabinets, new quartz counters, new floating upper shelves, new sink, new faucet, New bathrooms – featuring floor-to-ceiling tile, new vanity, new toilet, the works! Central heating & cooling. Fenced backyard for children or pets. Decking out back. Shaded parking in carport on west side of house. Expansive desert views, including the mountains in the National Park.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Bryan Wynwood · Joshua Tree Modern
Payment estimate
$2,471
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,500 · Loan: $274,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,739
- Property tax (1.25%)
- $318
- Homeowners insurance
- $300
- Mortgage insurance
- $114
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $10,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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