764 Saratoga Avenue
Ventura, CA, 93003
$999,900
MLS: V1-38102
Beds
4
Baths
3
Sq Ft
2,237
Lot
0.08 ac
Year Built
2002
MLS #
V1-38102
Days on Market
1
Listed
Aug 13, 2026
Description
Welcome to this beautifully refreshed 4-bedroom, 2.5-bath Ventura home, offering a move-in-ready feel in a convenient, well-located neighborhood. Fresh exterior paint and new landscaping create inviting curb appeal, while custom tile at the entry provides a distinctive welcome inside. The home features beautiful wood flooring, new carpet, new energy-efficient central heating and Air Conditioning, and a cozy fireplace that adds warmth and character to the living space. At the heart of the home is the upgraded kitchen featuring granite countertops and stainless steel appliances, complemented by a casual dine-in kitchen area for everyday meals and a separate formal dining room perfect for entertaining family and friends. The versatile 4-bedroom floor plan provides room for family, guests, or a home office. Step outside to a freshly landscaped backyard with a comfortable patio area, perfect for outdoor dining, weekend barbecues, entertaining, or simply relaxing and enjoying Ventura's coastal climate. The 2-car garage provides plenty of parking and storage and is EV-ready with a 220-volt outlet already in place. An owned water softening system adds another valuable convenience. Enjoy a location close to neighborhood parks, shopping, dining, and everyday conveniences, with easy access to the 101 and 126 freeways while tucked comfortably away from freeway noise. Ideally positioned within Ventura, approximately 30 miles south of Santa Barbara and 50 miles from the San Fernando Valley, this home offers the best of the Central Coast while maintaining convenient access to the greater Los Angeles area. With its combination of recent improvements, comfortable living spaces, attractive curb appeal, outdoor living, and central Ventura location, this home is ready to simply move in and enjoy.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Michael Delgado · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,506
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,990 · Loan: $899,910
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,789
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $34,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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