799 Saratoga Avenue
Ventura, CA, 93003
$990,000
Original list price: $1,025,000
MLS: V1-37399
Beds
3
Baths
3
Sq Ft
2,018
Lot
0.09 ac
Year Built
2002
MLS #
V1-37399
Days on Market
31
Listed
Jul 6, 2026
Description
Welcome to this spacious 3-bedroom, 3-bath home offering a thoughtful floor plan, timeless finishes, and exceptional comfort in one of Ventura's desirable neighborhoods. From the moment you enter, you'll appreciate the gleaming hardwood floors, soaring cathedral ceilings, and sparkling chandeliers that create a warm yet elegant atmosphere. A striking two-sided fireplace serves as a beautiful focal point, adding both charm and ambiance to multiple living spaces.The well-appointed kitchen is designed for both everyday living and entertaining, offering generous cabinetry, ample counter space, and an efficient layout that flows seamlessly into the adjacent living and dining areas. A second-floor laundry room adds convenience, while the main-floor bedroom and full bath provide flexibility for guests, multi-generational living, or a private home office.Upstairs, the spacious primary suite offers a relaxing retreat featuring an ensuite bath complete with a soaking tub, separate shower, dual vanity, and a large walk-in closet. An additional guest bedroom and full bath provide comfortable accommodations, while the versatile loft overlooks the main living area and can easily serve as a family room, media space, office, fitness area, or playroom.Abundant natural light fills the home, enhancing the open floor plan and creating bright, inviting spaces throughout. The combination of high ceilings, elegant architectural details, and functional living areas makes this home equally suited for entertaining and everyday living.Ideally located near parks, shopping, dining, schools, and with convenient access to beaches, downtown Ventura, and major commuter routes, this home offers the perfect blend of comfort, style, and location. Whether you're hosting family gatherings, enjoying quiet evenings by the fireplace, or simply appreciating the spacious floor plan, this beautiful home is ready to welcome its next owner.Note: This home is located in a census tract that qualifies for a $20,000 grant and special financing through City National Bank. For qualifications and restrictions, please contact CNB loan officer Jeremy Colonna at 562.682.5606 or Jeremy.colonna@cnb.com
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Jena Harris · Village Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,428
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,000 · Loan: $891,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,726
- Property tax (1.25%)
- $1,031
- Homeowners insurance
- $300
- Mortgage insurance
- $371
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $34,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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