$599,000
MLS: TR26198263
Beds
2
Baths
3
Sq Ft
1,123
Lot
0.08 ac
Year Built
1988
MLS #
TR26198263
Days on Market
10
Listed
Sep 15, 2026
Description
NO HOA! Move-in ready single-family home in the desirable Terra Vista area of Rancho Cucamonga with over $28,000 in recent improvements! This well-maintained 2-bedroom, 2.5-bath residence offers 1,123 sq. ft. of comfortable living space, a two-car attached garage, private backyard, and a bright, functional floor plan with no shared walls. Recent upgrades include brand-new flooring in both upstairs bedrooms and staircase completed in 2026, a complete HVAC system upgrade and new water heater in 2024, along with additional kitchen and smart-home improvements. The inviting living area features a cozy fireplace, while both spacious bedrooms are located upstairs, including a primary suite with its own private bath. Ideally located in the heart of Rancho Cucamonga near shopping, restaurants, supermarkets, parks, and everyday conveniences, with easy access to major freeways, Terra Vista shopping centers, 99 Ranch Market, and Victoria Gardens. No HOA, extensive recent upgrades, a private backyard, and an exceptionally convenient location make this a wonderful opportunity for buyers looking for a true single-family home that is ready to move right in.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Sunny Sheng · Re/Max Top Producers
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,746
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,598
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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