821 14th Street 1
Santa Monica, CA, 90403
(No pictures available yet)
$1,989,000
MLS: 26829443
Beds
3
Baths
3
Sq Ft
1,723
Lot
0.17 ac
Year Built
1980
MLS #
26829443
Days on Market
8
Listed
May 5, 2026
Description
Positioned just moments from the coveted shops and dining of Montana Avenue, this west-facing residence delivers the privacy and presence of a home in one of Santa Monica's most sought-after, walkable neighborhoods. Tucked within an intimate building, this front facing residence offers a rare direct-entry attached garage (an exceptional convenience in this location) along with low HOA dues that include earthquake insurance. Spanning over 1,700 square feet, the interior is both timeless and striking, defined by rich hardwood floors, surround sound speakers, a romantic energy, classic crown molding, and sound reducing quiet windows throughout that keep the space peaceful despite the prime location. The main level unfolds with thought, centered around a spacious living area, including a wood burning fireplace, that transitions seamlessly into a formal dining space. French doors open to a private lush patio, creating a true indoor-outdoor experience. Finished with brick pavers and a wall-mounted fountain, this space feels serene and private, ideal for al fresco dining, entertaining, or a quiet morning retreat. The kitchen has been thoughtfully updated with custom white cabinetry, stainless steel appliances, and a large window that frames the greenery beyond, bringing in natural light and a sense of calm. Upstairs, the bedrooms are generously scaled, including an airy loft with a skylight and direct access to a private rooftop deck with sweeping neighborhood views. An inspiring space perfectly suited for a studio, executive home office, or guest retreat open to the sky. Opportunities like this are rare: a spacious, west-facing home in a boutique complex, ideally located north of Wilshire, just moments from Montana Avenue.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Keri White · Element RE, Inc
Payment estimate
$14,444
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $198,900 · Loan: $1,790,100
- Principal & Interest
- $11,326
- Property tax (1.25%)
- $2,072
- Homeowners insurance
- $300
- Mortgage insurance
- $746
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $69,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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