Under ContractCondominium

904 5th Street 1

Santa Monica, CA, 90403

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$1,799,000

MLS: 26786807

Beds

4

Baths

3

Sq Ft

1,863

Lot

0.17 ac

Year Built

1979

MLS #

26786807

Days on Market

10

Listed

Apr 23, 2026

Description

Exceptional front-corner townhome in one of Santa Monica's most desirable neighborhoods, just minutes from Palisades Park/Ocean Avenue, Montana Avenue, and the renowned Third Street Promenade. Thoughtfully renovated inside and out, this spacious home offers an inviting layout, abundant natural light with treetop/green belt views, and multiple private outdoor spaces for effortless coastal living. The expansive living room is anchored by a beautiful fireplace and framed by two sets of sliding glass doors opening to a large wraparound balcony. A separate dining area with built-in cabinetry adds charm and functionality, while the newly renovated kitchen features brand-new appliances, an eat-in area, and direct access to an additional spacious private patio. Together, the outdoor spaces create a true entertainer's retreat. A highly versatile floor plan includes a main-level fourth bedroom/den and a fully remodeled bath, perfect for guests, office space, or multigenerational living. Upstairs, the very spacious primary suite offers a sitting area with wrap-around windows, attached remodeled primary bathroom, and abundant closet space, while two additional bedrooms share a beautifully updated full bathroom. Complete with wood flooring, central HVAC, full-size laundry, side-by-side two-car parking, and a large private storage closet, this home delivers both style and practicality in an unbeatable location. Situated within the award-winning Santa Monica school district, including Roosevelt Elementary and Lincoln Middle School.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Monte Hartman · Coldwell Banker Realty

Payment estimate

$13,093

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $179,900 · Loan: $1,619,100

%
Principal & Interest
$10,244
Property tax (1.25%)
$1,874
Homeowners insurance
$300
Mortgage insurance
$675
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $62,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.