8406 Poppy Boulevard
California City, CA, 93505
$275,500
MLS: IV25242040
Beds
3
Baths
2
Sq Ft
1,529
Lot
0.17 ac
Year Built
2006
MLS #
IV25242040
Days on Market
143
Listed
Oct 20, 2025
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: REGINA WYATT · BERKSHIRE HATHAWAY HOMESERVICES CALIFORNIA REALTY
Payment estimate
$2,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,550 · Loan: $247,950
- Principal & Interest
- $1,523
- Property tax (1%)
- $230
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,643 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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