8778 Smoke Tree
Phelan, CA, 92371
$549,000
MLS: IV26204570
Beds
4
Baths
3
Sq Ft
2,240
Lot
1.91 ac
Year Built
2006
MLS #
IV26204570
Days on Market
43
Listed
Sep 20, 2026
Description
Nearly Two Acres of Space and Possibility Welcome to 8778 Smoke Tree Rd in Phelan, a spacious single-story home offering 4 bedrooms, 2.5 bathrooms and nearly two acres of land with wide-open surroundings and beautiful mountain views. With a 3-car attached garage, generous outdoor space and plenty of room for RVs, recreational vehicles and future improvements, this property offers the freedom that High Desert living is known for. Inside, the open floor plan connects the kitchen and main living areas, creating a comfortable space for everyday living and entertaining. The kitchen features granite countertops, abundant cabinetry, breakfast-bar seating and recessed lighting, while the living room is anchored by a large brick fireplace and sliding doors leading outside. The primary suite offers direct access to the covered rear patio, a walk-in closet, and a spacious bathroom with dual sinks, soaking tub and separate shower. Additional highlights include ceiling fans throughout, neutral finishes, tile flooring in the main traffic areas and a separate indoor laundry room with utility sink. Outside, enjoy the covered patio, expansive usable land, fencing and open views with room to make the property your own. If you have been looking for space, privacy and single-story living in Phelan, this one deserves a closer look.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: ADAM SCHWARZ · EXP REALTY OF CALIFORNIA INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,445
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,367
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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