$995,000
Original list price: $1,025,000
MLS: NP26067677
Beds
2
Baths
2
Sq Ft
1,064
Lot
0.17 ac
Year Built
1966
MLS #
NP26067677
Days on Market
76
Listed
Apr 1, 2026
Description
Just reduced! Welcome to this beautifully updated second floor residence in the highly desirable Wilshire-Montana neighborhood. Ideally located on a tree lined street just a block and a half from the shops and restaurants along Montana Avenue, and only minutes from the beach, 3rd Street Promenade, and the Santa Monica Pier, this home offers the perfect blend of convenience and coastal living. This light-filled home features elegant bamboo hardwood flooring throughout, freshly painted interiors, plantation shutters and a thoughtfully designed floor plan with a seamless flow between the spacious living and dining areas—perfect for both everyday living and entertaining. Enjoy indoor-outdoor living with a private balcony featuring a built-in barbecue. The home also includes in-unit laundry, generously sized bedrooms and a beautifully remodeled bathroom. Additional highlights include air conditioning, in unit laundry, and a secure one car private garage. A rare opportunity to own a stylish, move-in-ready home in one of Santa Monica’s most sought-after neighborhoods. This is an amazing deal in a prime location!
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Laurie Eastman · Compass
Payment estimate
$7,732
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,500 · Loan: $895,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,672
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
- HOA dues
- $350
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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