92 Poinsettia Gardens Drive
Ventura, CA, 93004
$479,000
MLS: V1-38943
Beds
2
Baths
2
Sq Ft
1,464
Lot
0.09 ac
Year Built
1977
MLS #
V1-38943
Days on Market
18
Listed
Sep 26, 2026
Description
A rare find in Poinsettia Gardens, Ventura's gated 55+ community: a beautifully comfortable 2-bedroom, 2-bath home of 1,464 sq ft, permanently affixed to OWNED land and tucked away on a quiet cul-de-sac. A tile walkway leads to a covered front porch, the perfect spot for morning coffee, and sets the tone for the warm, welcoming interior. Large windows fill the living room with natural light, and air conditioning keeps every day comfortable. Vinyl flooring and brand-new carpet add warmth throughout the main living areas. The generous kitchen flows into the dining area, while the sunroom is ready to be your home office, fitness space or favorite reading retreat. The primary suite offers a private bath with dual vanities. The second bedroom features ample closet space and a Jack-and-Jill bath with shower, perfect for overnight guests. Outdoors is where this home truly stands apart: a fully fenced yard, hard to find in a park community and wonderful for pets, with a relaxing sitting area for enjoying the California sunshine. Additional features include indoor laundry, an attached 1-car garage and a long-covered carport. Community amenities include a clubhouse, heated indoor pool and spa, exercise room, card room, library, game room, fruit trees, RV parking and an active social calendar. Just minutes to the 126 Freeway, shopping and dining. The low HOA fee of $368 includes water, sewer, trash, internet and first-tier cable. Welcome home!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Magda Nordahl · BHHS California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,331
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $47,900 · Loan: $431,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,985
- Property tax (1.25%)
- $499
- Homeowners insurance
- $300
- Mortgage insurance
- $180
- HOA dues
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $16,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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