9580 Telegraph Road 39
Ventura, CA, 93004
$495,000
Original list price: $520,000
MLS: V1-39042
Beds
2
Baths
2
Sq Ft
1,282
Lot
—
Year Built
1986
MLS #
V1-39042
Days on Market
28
Listed
Oct 1, 2026
Description
Apply for the $20,000 Grant from City National Bank with attractive loan terms and no PMI (flyer attached). An exceptional value in Ventura! At the time of listing, this is the best-priced 2-bedroom, 2-bath condo available in 93004 zip code, offering approximately 1,282 square feet of living space in desirable Cambria Village. This spacious two-story home offers a comfortable and functional floor plan with abundant natural light, two balconies for enjoying the outdoors, and the added convenience of two gated underground parking spaces.The kitchen offers generous cabinetry and counter space and opens conveniently to the dining area, creating an easy flow for everyday living and entertaining. New Microwave and Dishwasher installed. One bedroom and full bathroom downstairs. Primary bedroom suite upstairs with spacious bathroom including two sinks, walk-in shower, and private balcony.Cambria Village residents enjoy a community clubhouse, pool and spa, along with well-maintained common areas. HOA dues are $500 per month and include water, trash, sewer, common areas, clubhouse, pool and spa.The location is another standout--just minutes from Hobert Park, the Ventura County Government Center, shopping, dining and Barnes & Noble, with the beach approximately 15 minutes away. Whether you are looking for a primary residence, a Ventura getaway, or simply an opportunity to own instead of rent.Come see why this Cambria Village condo deserves a closer look.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Betty Fernandez · eXp Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,562
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,500 · Loan: $445,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,060
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
- HOA dues
- $500
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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