942 14th Street 3
Santa Monica, CA, 90403
$1,898,000
MLS: 26994141
Beds
3
Baths
3
Sq Ft
1,819
Lot
0.17 ac
Year Built
1981
MLS #
26994141
Days on Market
2
Listed
Oct 15, 2026
Description
Set in the heart of Santa Monica's coveted Wilshire Montana neighborhood, this inviting townhouse-style residence captures the ease of coastal California living, pairing bright, beautifully updated interiors with private outdoor spaces and an exceptional location just minutes from the beach and vibrant Montana Avenue. Spanning 1,819 square feet across multiple levels, the three-bedroom home is thoughtfully designed for both comfortable everyday living and effortless entertaining, with warm wood floors, abundant natural light, and a versatile layout that creates a sense of space and privacy throughout. The main level unfolds into a spacious living room anchored by a cozy gas fireplace, flowing naturally into a sunlit dining area with direct access to a private terrace, an inviting setting for morning coffee, alfresco dining, or relaxing in the ocean breeze. Rustic terracotta tile lends warmth and character to the adjoining kitchen, appointed with premium Thermador and KitchenAid stainless steel appliances, generous white cabinetry, and a charming greenhouse window. A convenient powder room completes the main level. Upstairs, the impressive primary suite feels like a peaceful retreat, with soaring double-height ceilings and abundant natural light creating an airy sense of volume. A stone-clad gas fireplace adds serenity, while two spacious closets and an en suite bathroom with a jetted soaking tub provide comfort and convenience. Two additional bedrooms share a well-appointed hall bathroom, with a dedicated laundry area nearby. Above the primary suite, a versatile loft introduces another dimension to the home, ideal for a private office, creative studio, fitness space, or retreat lounge. From here, access the rooftop deck to enjoy an additional outdoor escape beneath the Santa Monica sky. Enjoy a private, direct-access two-car garage, while the intimate six-residence community features controlled access, additional storage, and earthquake insurance. Ideally positioned near the celebrated boutiques and restaurants of Montana Avenue, Third Street Promenade, top-rated schools, and Santa Monica's renowned beaches, bike paths, and coastal recreation, this residence presents an exceptional opportunity to enjoy the best of Westside living in one of the city's most desirable neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: David Berg · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,416
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $189,800 · Loan: $1,708,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $11,827
- Property tax (1.25%)
- $1,977
- Homeowners insurance
- $300
- Mortgage insurance
- $712
- HOA dues
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $66,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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