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Rosamond, CA, 93560
$315,000
MLS: 26003881
Beds
3
Baths
3
Sq Ft
1,286
Lot
0.07 ac
Year Built
2004
MLS #
26003881
Days on Market
0
Listed
May 14, 2026
Description
Welcome to this cute and charming home located in the desirable Santiago Estates community! Offering 3 bedrooms, 2 bathrooms, and 1,286 sq. ft. of comfortable living space, this home is the perfect opportunity for first-time buyers or anyone looking for affordable living with beautiful views. Enjoy a spacious layout, community pool, and all the benefits of a well-maintained neighborhood with an affordable HOA. Don't miss your chance to own this wonderful home in a great community!
Location
Rosamond, Kern County, CA 93560
Listed by: Tifany George · Keller Williams Realty A.V.
Payment estimate
$2,447
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,500 · Loan: $283,500
- Principal & Interest
- $1,766
- Property tax (1%)
- $263
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $11,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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