$1,085,000
Original list price: $1,095,000
MLS: V1-38683
Beds
3
Baths
4
Sq Ft
1,996
Lot
0.03 ac
Year Built
2022
MLS #
V1-38683
Days on Market
38
Listed
Sep 11, 2026
Description
Experience the best of coastal living in the desirable Shoreline 50 community! Enjoy panoramic water views from the rooftop patio, main living area, and private primary-suite balcony. This highly upgraded home features wood flooring throughout, central A/C, motorized window shades, and built-in surround sound.Each bedroom features its own en-suite bathroom, including a convenient first-floor bedroom--perfect for guests, multigenerational living, or a private home office.The private backyard is ideal for entertaining, complete with a built-in fire pit, turf, and lounge area. Additional highlights include a two-car garage and access to the community pool, spa, and clubhouse.Perfect for beach and outdoor enthusiasts, this home is just a short walk from the upcoming North Shore development, offering easy access to new canal trails, park spaces, and scenic coastal pathways. Enjoy the relaxed beach lifestyle while still being close to everything!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Kate Budroe · eXp Realty of Greater LA
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,893
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $108,500 · Loan: $976,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,761
- Property tax (1.25%)
- $1,130
- Homeowners insurance
- $300
- Mortgage insurance
- $407
- HOA dues
- $295
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $37,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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