1131 W 2nd Street
Oxnard, CA, 93030
$824,900
MLS: V1-38327
Beds
3
Baths
2
Sq Ft
1,201
Lot
0.10 ac
Year Built
2025
MLS #
V1-38327
Days on Market
15
Listed
Aug 21, 2026
Description
Welcome to the enchanting community of Encanto featuring brand-new single-story Santa Barbara-inspired homes with NO Mello Roos, designed for comfortable California living. Looking to downsize or 1st time buyer? These thoughtfully designed homes offer a functional open floor plan with shaker-style cabinetry, quartz countertops, stainless steel appliances, LED lighting, and durable laminate flooring throughout. The single-story layout and manageable yard provide easy, low-maintenance living, while energy-efficient features include solar panels and a tankless water heater. Exteriors showcase classic Spanish-style architecture with smooth plaster finishes, bronze-colored windows, Spanish-style front doors, and terracotta tile roofs. Each home also includes a 2-car garage and pre-approved plans for an ADU above the garage, offering potential for rental income or multigenerational living. Conveniently located on W. 2nd Street near Ventura Road with easy access to shopping, freeways, and a nearby hospital. A new city park is planned across the street, adding even more appeal to this desirable community.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Ana Gil · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,364
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $82,490 · Loan: $742,410
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,796
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
- HOA dues
- $100
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $28,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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