1135 W 2nd Street
Oxnard, CA, 93030
$824,900
MLS: V1-38328
Beds
3
Baths
2
Sq Ft
1,201
Lot
0.10 ac
Year Built
2025
MLS #
V1-38328
Days on Market
15
Listed
Aug 21, 2026
Description
Brand-new Santa Barbara-inspired construction in the desirable Encanto community Beautiful Spanish-style architecture with modern finishes throughout Open and functional floorplan perfect for everyday living and entertaining Shaker-style cabinetry and quartz countertops Stainless steel appliances and LED lighting Durable laminate flooring throughout Energy-efficient features including solar panels and tankless water heater Spacious 2-car garage with multiple doors Smooth plaster exterior finishes with bronze-colored windows Spanish-style front doors and terracotta clay tile roofs Low-maintenance landscaping for easy outdoor living Located on a quiet cul-de-sac with no through traffic Pre-approved ADU plans included for added potential A rare opportunity to own stylish new construction designed for California living
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Ana Gil · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,364
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $82,490 · Loan: $742,410
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,796
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
- HOA dues
- $100
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $28,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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