1141 W 2nd Street
Oxnard, CA, 93030
$815,000
Original list price: $824,900
MLS: V1-38329
Beds
3
Baths
2
Sq Ft
1,201
Lot
0.10 ac
Year Built
2025
MLS #
V1-38329
Days on Market
65
Listed
Aug 21, 2026
Description
Welcome to Encanto, a beautiful community of brand-new Santa Barbara-inspired homes. These homes combine classic Spanish-style architecture with modern features and comfortable living.The open floor plans feature shaker-style cabinets, quartz countertops, stainless steel appliances, LED lighting, and durable laminate flooring. Additional features include solar panels, a tankless water heater, and a spacious 2-car garage with multiple access doors. The exteriors feature smooth plaster finishes, bronze-colored windows, Spanish-style entry doors, and terracotta tile roofs. Low-maintenance landscaping makes outdoor living easy.The property also includes pre-approved plans for an ADU, offering great potential for additional living space, guests, multigenerational living, or rental income. A wonderful opportunity to own brand-new construction with beautiful design, modern amenities, and added flexibility.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Ana Gil · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,593
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $81,500 · Loan: $733,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,039
- Property tax (1.25%)
- $849
- Homeowners insurance
- $300
- Mortgage insurance
- $306
- HOA dues
- $100
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $28,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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