19090 Frances
Apple Valley, CA, 92308
$289,900
MLS: CV26086835
Beds
2
Baths
2
Sq Ft
1,267
Lot
0.06 ac
Year Built
1991
MLS #
CV26086835
Days on Market
0
Listed
Apr 22, 2026
Description
Welcome to this beautifully updated home in the desirable Jess Ranch’s Premier gated 55+ senior community. This inviting residence features 2 spacious bedrooms and 2 full bathrooms, including a convenient laundry area located in the second bathroom. The bright, eat-in kitchen offers ample natural light and plenty of space for casual dining. A large, open living room creates a comfortable gathering area and includes a sliding glass door that leads to a covered patio—perfect for relaxing or entertaining. The primary suite is a true retreat, complete with an ensuite bathroom featuring dual sinks, a walk-in closet, and private access to the patio. The home’s charming exterior is enhanced by well-maintained landscaping with colorful flowers and shrubs, creating a warm and welcoming atmosphere. Additional highlights include extra storage space in the garage and access to beautifully maintained walking areas within this secure, gated community.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Stacy McQueen · FIRST TEAM REAL ESTATE
Payment estimate
$2,314
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,990 · Loan: $260,910
- Principal & Interest
- $1,603
- Property tax (1.25%)
- $302
- Homeowners insurance
- $300
- Mortgage insurance
- $109
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $10,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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