11647 Pepper Lane
Apple Valley, CA, 92308
$317,500
MLS: HD26152982
Beds
2
Baths
2
Sq Ft
1,457
Lot
0.07 ac
Year Built
1986
MLS #
HD26152982
Days on Market
4
Listed
Jul 23, 2026
Description
This lovely Property will not last long! It is listed as Coming Soon! It should be available for viewing shortly! Welcome to your new Home! Located in the desirable Jess Ranch 55+ gated community of Apple Valley! This immaculate home offers an open floor plan with a kitchen featuring ample cabinetry and counter space, open to the dining area, living room, and family room with its own wet bar (sink and cabinet) for effortless entertainment. It also includes two spacious bedroom suites with large closets, extra storage, functional bathrooms, lots of counter space, private commodes, with a tub/shower upstairs, and a walk-in shower downstairs. Additional highlights include well-maintained flooring, ceiling fans, a charming fireplace, and an enclosed patio for added versatility. The downstairs bedroom suite includes its own private patio, while the upstairs bedroom suite offers added privacy, a view, and two balconies (one exterior and one overlooking the living room). These features enhance the home’s open feel and provide additional spaces to relax and enjoy. Additional highlights include a desirable finished two-car garage and driveway roomy enough for two SUVs or similar vehicles. Recent improvements include double-pane windows, furnace, and new low-maintenance landscaping. Residents enjoy a walkable neighborhood with sidewalks, streetlights, and access to a brand-new clubhouse completed in 2025, featuring a pool, spa, gym, and more. This home is a wonderful opportunity to enjoy comfort, convenience, and an active lifestyle in an established community.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Tiffany Bailey · TLC Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,799
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $31,750 · Loan: $285,750
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,821
- Property tax (1.25%)
- $331
- Homeowners insurance
- $300
- Mortgage insurance
- $119
- HOA dues
- $228
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $11,113 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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