127 Vista
Sugarloaf, CA, 92386
$349,000
MLS: IG26173767
Beds
2
Baths
2
Sq Ft
952
Lot
0.05 ac
Year Built
1977
MLS #
IG26173767
Days on Market
12
Listed
Aug 8, 2026
Description
Welcome to this beautifully upgraded 2-bedroom, 2-bathroom gambrel-style mountain home in desirable Sugarloaf. Originally built in 1977, this 952 sq. ft. retreat has been thoughtfully renovated from top to bottom while maintaining its classic mountain charm. Recent upgrades include new flooring, countertops, cabinets, a stylish new backsplash tile in the kitchen, and an electric mini-split AC unit in each room for year-round comfort. The inviting living area features a beautiful rock fireplace, creating the perfect cozy setting after a day of enjoying the mountains. A separate laundry room is conveniently attached to the home for added functionality. Situated on a 2,300 sq. ft. lot along a quiet street, this property offers convenient parking directly in front and easy access to all that Big Bear Valley has to offer. Sugarloaf is just minutes from Big Bear Lake, the Village, ski resorts, hiking and biking trails, golf, the zoo, shopping, dining, and year-round outdoor recreation. Enjoy boating, fishing, paddleboarding, skiing, snowboarding, hiking, and simply soaking in the beauty of the San Bernardino Mountains—all close to home. Turnkey and ready to enjoy, this charming mountain retreat is an excellent opportunity for a weekend getaway, full-time residence, or investment property. Motivated seller—bring your offer and make this Big Bear mountain getaway yours!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Michele Kersey · Vista Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,811
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,900 · Loan: $314,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,016
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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