13206 Winona Road
Apple Valley, CA, 92308
$485,000
MLS: HD25065495
Beds
3
Baths
2
Sq Ft
1,792
Lot
0.49 ac
Year Built
1972
MLS #
HD25065495
Days on Market
42
Listed
Apr 8, 2025
Description
Come check out this Apple Valley Home***Located in one of Apple Valley's most Sought-after neighborhoods***Sparkling POOL & Raised Gardening boxes, Perfect for enjoying those warm summer days**PAID SOLAR**There is a detached bonus room that is ideal for home office studio or potential for ADU conversion***Located just minutes to dinning, TOP RATED Schools, popular shopping offering the perfect blend of comfort**Weather you are looking to expand your living space or invest in rental income, this property checks all of the boxes***
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Kimberly Jarrard · RE/MAX FREEDOM
Payment estimate
$3,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,500
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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