1429 Zermatt Drive
Pine Mountain Club, CA, 93222
$374,999
Original list price: $399,999
MLS: SR26126432
Beds
4
Baths
2
Sq Ft
1,776
Lot
0.26 ac
Year Built
1987
MLS #
SR26126432
Days on Market
51
Listed
Jun 20, 2026
Description
Surrounded by towering pines, you'll quickly remember what quiet sounds like. This mountain home embraces the slower rhythm of life that draws people to the forest. Inside, multiple fireplaces, three mini-split systems for year-round comfort, and flexible living spaces create a home designed to be enjoyed through every season. The upper level offers three bedrooms, while a versatile bonus room on the main floor provides additional space for guests, recreation, or a home office. A newer roof, installed approximately two years ago, adds peace of mind and long-term value. Outside, an oversized deck becomes a front-row seat to the changing light, fresh mountain air, and quiet beauty of the surrounding landscape. Whether it's morning coffee among the trees or evenings gathered with friends and family, the setting encourages you to slow down and stay awhile. Whether envisioned as a full-time residence, weekend retreat, or income-producing getaway, this is a property that feels less like a house and more like an escape. Life here includes more than the home itself. Ownership in Pine Mountain Club means access to the community’s Olympic-style pool and spa, tennis and pickleball courts, golf course, equestrian center, and clubhouse activities—along with year-round essentials like road maintenance, snow removal, trash service, and 24/7 patrol. For added peace of mind, Kern County Fire Station 58, complete with paramedics and a helipad, is located right in the community.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Tanner Brown · Jennings Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $37,500 · Loan: $337,499
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,176
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
- HOA dues
- $149
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pine Mountain Club, CA 93222 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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