1628 W Avenue K11
Lancaster, CA, 93534
$475,000
MLS: SW26113318
Beds
3
Baths
2
Sq Ft
1,200
Lot
0.23 ac
Year Built
1986
MLS #
SW26113318
Days on Market
50
Listed
May 25, 2026
Description
Own this house with no BANK approval. No documents or records Required. Mortgage less than 3% interest. Selling my 3 bedroom 2 bathroom house with bigger than standard lot in LA area. House located in prime area of the city of Lancaster, which is about 40-45 minutes away from Downtown Los Angeles- Close enough, yet far from all LA’s crazy traffic and busy-noisy life. Great to raise a family, enjoy retirement or rent out for more than your mortgage, property tax and insurance cost together (great investment and opportunity to build one or two units on the backyard). I am selling it just a bit above the market value, because: You TAKE OVER A 2.9% MORTGAGE * NO BANK QUALIFYING * Own this home with a mortgage rate you cant get anywhere today (or ever). Estimated Value of the House: $461K Remaining Mortgage balance : ~$320K$330K Interest Rate: 2.9% fixed Down Payment: $150,000 Financing: Subject To via Land Trust Ownership: Immediate : NO BANK APPROVAL NEEDED
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Sinan Zakaria · Listed Simply
Payment estimate
$3,672
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,699
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 9, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.82%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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