44014 Fern Avenue
Lancaster, CA, 93534
$420,000
MLS: 26005193
Beds
3
Baths
1
Sq Ft
1,277
Lot
0.14 ac
Year Built
1952
MLS #
26005193
Days on Market
0
Listed
Jul 5, 2026
Description
Don't miss this single story home located in an established neighborhood close to schools, shopping and transportation. The living room feature a. cozy fireplace, leading a dining area and well-appointed kitchen. The home also includes a comfortable family room, three spacious bedroom, and one bathroom. Recent upgrades a new AC unit and a modernized laundry room, along with newly install windows, new floor. Outside, the backyard offers a patio with black walls, perfect for relaxing or entertaining. Additional storage space is provide with a dedicated tool storage area.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: America Corona · Century 21 Masters
Payment estimate
$3,267
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
Average 30-yr fixed rate 6.43% as of Jul 2, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,372
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 2, 2026
- 30-year fixed
- 6.43%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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