184 Palmyra
San Bernardino, CA, 92404
$580,000
MLS: DW26227448
Beds
—
Baths
—
Sq Ft
2,061
Lot
0.25 ac
Year Built
1959
MLS #
DW26227448
Days on Market
5
Listed
Oct 26, 2026
Description
INVESTOR OPPORTUNITY in North San Bernardino! Situated on a spacious lot, this versatile property offers multiple living spaces with strong rental-income potential. The main 2BR/1BA residence was previously rented for $2,700/month, while the permitted studio ADU generated $1,500/month. An additional 1BR/1BA garage conversion was also rented for $1,500/month (unpermitted). The property features new flooring and interior paint, an updated kitchen with Shaker cabinetry, quartz countertops and stainless-steel appliances, central HVAC, a stone fireplace, ample parking, and a spacious backyard with covered patio, mature fruit trees, and mountain views. Conveniently located near shopping, hospitals, and recreation. Previously reported rental income: up to $5,700/month ($68,400 annually).Buyer to independently verify all permits, square footage, property use, condition, and rental/income information. Grant may be available—contact listing agent for details.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Cinthia Vargas · ehomes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,679
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,557
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $218
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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