184 Palmyra
San Bernardino, CA, 92404
$580,000
MLS: DW26228332
Beds
3
Baths
3
Sq Ft
2,061
Lot
0.25 ac
Year Built
1959
MLS #
DW26228332
Days on Market
10
Listed
Oct 21, 2026
Description
Welcome to 184 Palmyra Drive in desirable North San Bernardino, situated on a spacious lot with exceptional potential. This versatile property offers multiple living spaces, ideal for extended family living or possible income opportunities. Title reflects 3 bedrooms and 2 bathrooms; the current layout includes a main residence along with additional living units. The main home features 2 bedrooms and 1 bathroom, along with a permitted studio ADU (converted from the primary suite), complete with its own kitchen and bathroom. A separate 1-bedroom, 1-bathroom unit converted from the garage offers additional flexibility. Interior highlights include new flooring and fresh interior paint throughout. The inviting living room features wood laminate flooring and a cozy stone fireplace. The updated kitchen offers Shaker-style cabinetry, quartz countertops, designer backsplash, and stainless steel appliances. A formal dining area with wood paneling and built-in storage adds both charm and functionality. Additional amenities include central HVAC, an extra-long driveway with ample parking, and a spacious backyard with a covered patio, perfect for entertaining or future customization such as a pool or garden. Enjoy scenic mountain views and mature fruit trees, including lemon, berry, and pomegranate. Conveniently located near shopping, hospitals, and recreational areas, this property offers a wonderful blend of comfort, versatility, and opportunity in an established neighborhood. Buyer to independently verify all information, including but not limited to square footage, permits, property use, and condition, to their satisfaction.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Cinthia Vargas · ehomes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,679
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,557
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $218
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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