190 Spruce
Sugarloaf, CA, 92386
(No pictures available yet)
$449,500
MLS: SW26088702
Beds
3
Baths
2
Sq Ft
1,620
Lot
0.11 ac
Year Built
1962
MLS #
SW26088702
Days on Market
3
Listed
Apr 28, 2026
Description
Short term rental ready. Furnished and equipped. Cozy outdoor nooks to kick back and relax or enjoy the warmth in front of 1 of 3 fireplaces. 3 bedroom with main level bedroom and bathroom, concrete parking pad plus additional RV/ Boat parking. Short walk to Sugarloaf skate park, dog park and near Big Bear Highschool. Ideal location. National Forest up the end of the street. Fire department 1/4 mile from the home. Bear Mountain Ski resort and Snow Summit Ski resort/MTB (seasonal) all near by. Home being sold w/ furnishings, washer/ dryer and refridgerator. Must see in person! This Cozy spruce cabin is ready for family fun and to start renting as a vacation rental quickly. Buyer will need to get the permit.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Nancy Perez · Realty Executives Temecula
Payment estimate
$3,496
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,950 · Loan: $404,550
- Principal & Interest
- $2,560
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $15,733 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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