19034 Stoddard
Apple Valley, CA, 92308
$285,000
MLS: HD26138939
Beds
2
Baths
2
Sq Ft
1,203
Lot
0.07 ac
Year Built
2001
MLS #
HD26138939
Days on Market
31
Listed
Jun 26, 2026
Description
Welcome to Jess Ranch, Apple Valley's highly desirable gated 55+ community, where comfort, convenience, and an active lifestyle come together. This move-in-ready home features 2 spacious bedrooms, 2 bathrooms, and an attached 2-car garage. The bright and functional kitchen offers white appliances, tile countertops, and classic oak cabinetry, providing plenty of storage and workspace. Enjoy easy maintenance with attractive tile and luxury vinyl wood-look flooring throughout—no carpet anywhere. For added peace of mind, the home also features a 2-year-old HVAC system and a newer water heater, providing comfort and energy efficiency for years to come. Step outside to a private backyard patio, perfect for morning coffee, alfresco dining, weekend barbecues, or simply relaxing while taking in the beautifully landscaped greenbelt views. Whether you're seeking an active social lifestyle or a peaceful retreat, Jess Ranch offers the best of both worlds. Residents enjoy access to an exceptional clubhouse featuring a fitness center, game room, library, dining area, pool, and spa. A variety of daily activities and clubs—including water aerobics, card games, board games, crafts, and more—provide endless opportunities to stay engaged and connected. Conveniently located near shopping, dining, entertainment, golf, medical facilities, and everyday essentials, this wonderful home offers the carefree lifestyle you've been looking for. Come discover all that Jess Ranch has to offer!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Rachel Lawler · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,567
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $28,500 · Loan: $256,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,635
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
- HOA dues
- $228
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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