2002 4th Street 208
Santa Monica, CA, 90405
$649,000
MLS: 26864161
Beds
1
Baths
1
Sq Ft
864
Lot
0.60 ac
Year Built
1962
MLS #
26864161
Days on Market
9
Listed
Jul 24, 2026
Description
This beautifully situated 1-bedroom, 1-bath condominium in the heart of Santa Monica, offers the perfect combination of coastal living, convenience, and lifestyle. Located just a short distance from the beach, this home is an exceptional opportunity for first-time buyers, investors, or anyone seeking a low-maintenance residence in one of the Westside's most desirable neighborhoods. Situated within a secure gated community, this well-maintained building features elevator access and a sparkling community pool, providing comfort and convenience for everyday living. The functional floor plan offers a bright and inviting living space with excellent potential to make it your own. Enjoy an unbeatable location just moments from the Pacific Ocean, Main Street, the Santa Monica Pier, Ocean Park, top-rated restaurants, shopping, cafes, parks, and bike paths. With easy access to the 10 Freeway, Venice Beach, and all that the Westside has to offer, this home delivers the best of Southern California coastal living. Don't miss this rare opportunity to own a Santa Monica condo in a prime location near the beach with outstanding community amenities and exceptional walkability.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Sierus Erdelyi · TruLine Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,614
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,754
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $641
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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