2025 4th Street 302A
Santa Monica, CA, 90405
$735,000
MLS: 26854833
Beds
1
Baths
1
Sq Ft
699
Lot
1.27 ac
Year Built
1969
MLS #
26854833
Days on Market
41
Listed
Jul 2, 2026
Description
Welcome to 2025 4th Street, Unit 302A at Pacific Bay Towers, a west-facing top-floor penthouse offering the perfect blend of privacy, natural light, and coastal living in the desirable Ocean Park neighborhood of Santa Monica, just a few blocks from the beach. This 1-bedroom, 1-bathroom residence enjoys peaceful treetop views, no neighbors above, and refreshing ocean breezes, creating a quiet and inviting retreat. With a floor plan that feels larger to set it apart from other residences in the building, this home offers an open, airy atmosphere that's immediately welcoming. The spacious living room features hardwood flooring and flows seamlessly through sliding glass doors to a large private patio, creating an effortless indoor-outdoor lifestyle. Surrounded by mature trees, the patio provides a tranquil, tropical setting that's perfect for relaxing, entertaining, or simply enjoying the coastal breeze. The kitchen is thoughtfully appointed with a Viking oven, Bosch refrigerator, wine refrigerator, ample cabinetry, and generous counter space. The bedroom features two walk-in closets, providing exceptional storage rarely found in a one-bedroom home.A standout feature of this home is the inclusion of two deeded parking spacesa rare offering in the buildingincluding one covered space in the gated, secure carport and one space in the secure garage, along with a private storage locker. Residents enjoy a well-maintained swimming pool, hot tub, landscaped courtyard, secure bike and surfboard storage, community laundry with newer app-based machines, and a rooftop observation deck with partial ocean and mountain views. HOA dues include gas, water, landscaping, pool maintenance, and building insurance, including earthquake coverage. Ideally located just minutes from Main Street's popular shops, cafs, restaurants, the Sunday Farmers Market, Ocean View Park, the beach, the beach bike path, Rose Avenue, Abbot Kinney, the Third Street Promenade, and Metro access, this home offers an exceptional opportunity to enjoy the very best of Santa Monica's coveted Ocean Park lifestyle.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Michael Pines · The Condo Experts
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,155
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,500 · Loan: $661,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,264
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
- HOA dues
- $550
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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