2035 4th street 202C
Santa Monica, CA, 90405
$685,000
MLS: CV26174639
Beds
1
Baths
1
Sq Ft
699
Lot
1.27 ac
Year Built
1969
MLS #
CV26174639
Days on Market
29
Listed
Aug 11, 2026
Description
Welcome to this beautifully maintained 1 bedroom 1 bath condo in the desirable Ocean Park location in Santa Monica. This Pacific Bay Towers Complex is a a very well -maintained gated community that offers comfort, privacy and convenience blocks from the beach. The condo is bright and airy with fresh interior paint, new hardwood floors and a spacious bedroom with a large window and plantation shutters as well as 2 walk-in closets providing exceptional storage. The living area opens to a private balcony perfect for enjoying your morning coffee or relaxing in the fresh Santa Monica air. There are ceiling fans in the living room and bedroom. The kitchen is equipped with a 4 -burner gas range, microwave, brand new refrigerator, reverse osmosis and dishwasher that offers functional layout for everyday living. Residents also enjoy access to a swimming pool and jacuzzi and spacious common areas with lush landscaping. Parking is a major plus with 2 assigned parking spaces and additional storage in a secure gated garage. The new upgraded access control system adds convenience with the use of your smart phone. HOA dues cover gas, water, trash, pool and garden maintenance and building insurance. Move in to this community and enjoy coastal living in this well situated condo close to restaurants , cafes and easy access to the 10 freeway.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Rowena McKelvey · CENTURY 21 CITRUS REALTY INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,803
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,500 · Loan: $616,500
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,982
- Property tax (1.25%)
- $714
- Homeowners insurance
- $300
- Mortgage insurance
- $257
- HOA dues
- $550
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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