20405 S Vermont
Torrance, CA, 90502
$515,000
MLS: CV26136865
Beds
2
Baths
2
Sq Ft
959
Lot
5.27 ac
Year Built
1980
MLS #
CV26136865
Days on Market
24
Listed
Jul 4, 2026
Description
Welcome to Unit #6 at this updated upstairs condo in the heart of Torrance, offering the perfect blend of comfort, convenience, and coastal living, all less than 8 miles from the sandy shores of Redondo Beach. ~~~~ Designed with an open single-level floor plan, this inviting residence features soaring ceilings in the living room, creating a bright and airy atmosphere filled with natural light with sliders to the balcony where the BBQ will remain. ~~~~ At the heart of the home, the updated kitchen showcases white shaker soft-close cabinets and drawers, a stylish tile backsplash, and comes fully equipped with the stove, microwave, dishwasher, and refrigerator, making meal preparation both functional and enjoyable. ~~~~ The spacious primary suite offers a private retreat complete with an en-suite bathroom and a generous walk-in closet. ~~~~ Modern updates throughout the home include recessed lighting and double-pane windows, enhancing both style and energy efficiency. Keep cool with the split zone system (very effective) as well as the portable AC units. An in-unit laundry area, complete with the washer and dryer, adds everyday convenience. ~~~~ Step outside and enjoy the serene community setting, where lush landscaping, three picturesque streams, two sparkling swimming pools, and two relaxing spas create a peaceful environment perfect for an evening stroll. ~~~~ Additional highlights include two reserved parking spaces, ample guest parking, and somewhat walkable location with easy access to grocery stores, cafés, and shopping at the adjacent Alpine Village. The home is also conveniently located just 1.3 miles from a local hospital and is served by highly regarded schools, including Van Deene Avenue Elementary School. ~~~~ Adding even more value, the sale includes the mounted TV and dining table with chairs, making this a near move-in-ready opportunity. ~~~~ Coastal convenience, thoughtful updates, and exceptional community amenities come together to make this Torrance condo a wonderful place to call home. ~~~~ See it! Love it! Buy it!
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Kimberly Olbrich · CENTURY 21 CITRUS REALTY INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,477
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,988
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
- HOA dues
- $460
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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