20553 S Vermont Avenue 6
Torrance, CA, 90502
$540,000
MLS: SB26020487
Beds
2
Baths
2
Sq Ft
968
Lot
5.68 ac
Year Built
1982
MLS #
SB26020487
Days on Market
78
Listed
Jan 30, 2026
Description
Looking for a beautifully updated, top-floor condo offering a rare combination of thoughtful upgrades, abundant natural light and turnkey convenience? This might be the one! Positioned on the upper level, the home features vaulted ceilings in the living area and no overhead neighbors, enhancing openness and comfort. A south-facing orientation fills the interior with natural light throughout the day while supporting energy efficiency in cooler months. Set along a lightly traveled section of the community walkway, the unit enjoys a private, low-traffic setting. The kitchen has newer countertops, a premium sink, updated plumbing fixtures and a powerful garbage disposal. Both bathrooms have been thoughtfully updated with newer toilets, lighting, mirrors, ventilation, shelving and coordinating fixtures. Newer luxury vinyl plank flooring runs throughout, paired with fresh interior paint in a modern, neutral palette. Energy-efficient LED lighting, updated vent covers and a dining area ceiling fan with remote control enhance comfort and functionality. System upgrades include an updated electrical system with newer outlets and switches. Smart home features such as a Google Nest thermostat and keyless smart lock add convenience. Additional updates extend to newer interior door hardware, improved closet storage, a newer sliding closet door in the secondary room and newer window and door screens. Community residents enjoy multiple pools and spas, generous green space, walking paths, scenic bridges, flowing water and a central pond, creating a calm, park-like atmosphere. The unit comes with two assigned, covered parking spaces and ample guest parking. This desirable, gated community is centrally located with easy access to major freeways, healthcare, shopping, dining and regional destinations, this move-in-ready condo combines comfort, quality and long-term value in a well-maintained South Bay community.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Julia Lipan · Coldwell Banker Realty
Payment estimate
$4,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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