20553 S Vermont Avenue 6
Torrance, CA, 90502
$515,000
Original list price: $550,000
MLS: SB26020487
Beds
2
Baths
2
Sq Ft
968
Lot
5.68 ac
Year Built
1982
MLS #
SB26020487
Days on Market
186
Listed
Jan 30, 2026
Description
This beautifully updated top-floor condo offers a rare combination of thoughtful upgrades, abundant natural light and turnkey convenience. Positioned on the upper level, the home features vaulted ceilings in the living area and no overhead neighbors, enhancing openness and comfort. A south-facing orientation fills the interior with natural light throughout the day while supporting energy efficiency in cooler months. Set along a lightly traveled section of the community walkway, the unit enjoys a private, low-traffic setting. The kitchen has newer countertops, a premium sink, updated plumbing fixtures and a powerful garbage disposal. Both bathrooms have been thoughtfully updated with newer toilets, lighting, mirrors, ventilation, shelving and coordinating fixtures. Newer luxury vinyl plank flooring runs throughout, paired with fresh interior paint in a modern, neutral palette. Energy-efficient LED lighting, updated vent covers and a dining area ceiling fan with remote control enhance comfort and functionality. System upgrades include an updated electrical system with newer outlets and switches. Smart home features such as a Google Nest thermostat and keyless smart lock add convenience. Additional updates extend to newer interior door hardware, improved closet storage, a newer sliding closet door in the secondary room and newer window and door screens. Community residents enjoy multiple pools and spas, generous green space, walking paths, scenic bridges, flowing water and a central pond, creating a calm, park-like atmosphere. The unit comes with two assigned covered parking spaces and ample guest parking. Located within a desirable gated South Bay community, the property offers convenient access to major freeways, healthcare, shopping, dining and regional destinations. Move-in ready and thoughtfully improved throughout, this home presents an exceptional opportunity to enjoy comfort, quality and long-term value.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Julia Lipan · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,979
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
- HOA dues
- $460
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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