20516 S Vermont Ave 54
Torrance, CA, 90502
(No pictures available yet)
$525,000
MLS: SB26088574
Beds
2
Baths
2
Sq Ft
969
Lot
6.61 ac
Year Built
1978
MLS #
SB26088574
Days on Market
3
Listed
Apr 30, 2026
Description
Welcome to this fully remodeled, move-in ready condo located in the desirable gated Ponderosa Pines community in South Bay. This beautifully upgraded 2-bedroom, 2-bathroom home offers 969 square feet of modern living space, thoughtfully designed for both comfort and style. The property includes the convenience of two dedicated parking spaces and is situated as an upstairs end unit adjacent to the pool and laundry facilities. Step inside to discover a bright and open floor plan featuring brand-new flooring, fresh designer paint, and contemporary finishes throughout. The completely renovated kitchen is a chef's delight, boasting new cabinetry, elegant quartz countertops, and high-end stainless steel appliances, creating a clean and modern space perfect for everyday living and entertaining. Both bathrooms have been tastefully updated, offering a fresh and modern feel. The spacious bedrooms provide comfort and functionality, while the overall layout maximizes natural light and flow. This home is vacant and move-in ready, making it easy to show and ideal for buyers looking for a quick and seamless purchase. Located within a well-maintained gated community, residents enjoy amenities such as a pool, spa, and lush landscaped grounds. Conveniently situated near shopping, dining, 110 freeways, UCLA Harbor, and major employment centers, this home offers both comfort and accessibility. Don’t miss this opportunity to own a turnkey property in a highly sought-after community—perfect for first-time buyers, downsizers, or investors.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Kun Tao · Harvest Realty South Bay
Payment estimate
$3,987
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
- Principal & Interest
- $2,943
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90502 (Torrance)within ±10% of this home's price and size.
$489,999
23334 Sesame E
Torrance, 90502
$525,000
20553 S Vermont Avenue 6
Torrance, 90502
$525,000
20557 S Vermont 7
Torrance, 90502
(No photos yet)
$538,000
22230 S Vermont Avenue 103B
Torrance, 90502
(No photos yet)
$540,000
21836 S Vermont Avenue 6
Torrance, 90502
$540,000
20561 S Vermont 7
Torrance, 90502
Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.