22232 S Vermont Avenue 102B
Torrance, CA, 90502
$549,000
MLS: SB25103064
Beds
2
Baths
2
Sq Ft
961
Lot
4.17 ac
Year Built
1985
MLS #
SB25103064
Days on Market
304
Listed
May 8, 2025
Description
BUYER INCENTIVES!!! A MUST READ!! SELLER MOTIVATED BUYERS MUST READ AND SHARE WITH YOUR LENDER!!! This spacious move-in ready condo is perfect for a first-time homebuyer and waiting for its new owner! You'll love the abundant natural light and spacious rooms throughout—even the indoor laundry area has its own storage. The cozy living room features a warm gas fireplace and opens to a private patio overlooking a lush water feature, perfect for relaxing or entertaining. The kitchen includes all stainless steel appliances—no need for an extra trip to Best Buy! The primary suite boasts an ultra-large walk-in closet and a beautifully updated en-suite bath with custom tile in the shower. The secondary bathroom has also been refreshed with a new vanity and tile flooring. In 2025, the unit had all interior plumbing replaced, giving you peace of mind with no upcoming repair worries. Additional value comes with forced air heating and central A/C, which are not included in most condos. Conveniently located near restaurants, shopping, medical facilities, and freeways, this unit is affordable and located in an FHA-approved complex, making financing easier for more buyers. Seller offering to buy down the buyer’s interest rate—which is a substantial monthly savings and overall life of the loan. Don’t miss this opportunity!
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Alice Rodriguez · Keller Williams Palos Verdes
Payment estimate
$4,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100
- Principal & Interest
- $3,036
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90502 (Torrance) within ±10% of this home's price and size.
$525,000
20557 S Vermont 7
Torrance, 90502
$540,000
20553 S Vermont Avenue 6
Torrance, 90502
$540,000
20561 S Vermont 7
Torrance, 90502
$579,000
22224 S Vermont Avenue 102C
Torrance, 90502
$589,000
21854 Vermont Avenue S 8
Torrance, 90502
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.