22232 S Vermont Avenue 102B
Torrance, CA, 90502
$499,000
Original list price: $579,900
MLS: SB25103064
Beds
2
Baths
2
Sq Ft
961
Lot
4.17 ac
Year Built
1985
MLS #
SB25103064
Days on Market
362
Listed
May 8, 2025
Description
BUYER INCENTIVES!!! A MUST READ!! SELLER MOTIVATED BUYERS MUST READ AND SHARE WITH YOUR LENDER!!! This spacious move-in ready condo is perfect for a first-time homebuyer and waiting for its new owner! You'll love the abundant natural light and spacious rooms throughout—even the indoor laundry area has its own storage. The cozy living room features a warm gas fireplace and opens to a private patio overlooking a lush water feature, perfect for relaxing or entertaining. The kitchen includes all stainless steel appliances—no need for an extra trip to Best Buy! The primary suite boasts an ultra-large walk-in closet and a beautifully updated en-suite bath with custom tile in the shower. The secondary bathroom has also been refreshed with a new vanity and tile flooring. In 2025, the unit had all interior plumbing replaced, giving you peace of mind with no upcoming repair worries. Additional value comes with forced air heating and central A/C, which are not included in most condos. Conveniently located near restaurants, shopping, medical facilities, and freeways, this unit is affordable and located in an FHA-approved complex, making financing easier for more buyers. Seller offering to buy down the buyer’s interest rate—which is a substantial monthly savings and overall life of the loan. Don’t miss this opportunity!
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Alice Rodriguez · Keller Williams Palos Verdes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,405
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,900 · Loan: $449,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,886
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
- HOA dues
- $512
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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