20561 S Vermont 7
Torrance, CA, 90502
$540,000
MLS: PV26026729
Beds
2
Baths
2
Sq Ft
968
Lot
5.68 ac
Year Built
1982
MLS #
PV26026729
Days on Market
76
Listed
Feb 4, 2026
Description
Set within a private, gated community surrounded by lush landscaping, tranquil ponds, and mature trees, this beautifully remodeled 2-bedroom, 2-bath residence offers an exceptional blend of comfort, style, and serenity. With 968 square feet of thoughtfully updated living space, the home has been extensively renovated throughout, creating a truly move-in-ready experience. The interior showcases brand-new flooring and a completely reimagined kitchen featuring crisp cabinetry, modern finishes, and a clean, modern aesthetic that flows seamlessly into the living and dining areas. The bathroom has also been fully remodeled with sleek, contemporary details, elevating everyday living with a spa-like feel. Natural light fills the home, enhancing the open, airy ambiance and highlighting the quality of the upgrades. Beyond the unit, the community itself feels like a retreat—complete with a sparkling pool, heated spa, beautifully maintained green spaces, winding walkways, and a picturesque pond that adds a sense of calm and privacy. Secure gated access provides peace of mind, while the location offers convenient proximity to shopping, dining, parks, and major commuter routes. This is a rare opportunity to enjoy turnkey living in a thoughtfully updated home, set within one of the area’s most peaceful and well-kept communities.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Matthew Engle · Vista Sotheby's International Realty
Payment estimate
$4,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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