20948 Verde Drive
Apple Valley, CA, 92308
$478,000
MLS: HD26136043
Beds
3
Baths
2
Sq Ft
1,651
Lot
0.51 ac
Year Built
2026
MLS #
HD26136043
Days on Market
83
Listed
Jun 23, 2026
Description
This fabulous NEW CONSTRUCTION home is the one your clients have been dreaming about. Its a 3 bedroom 2 bath, large living area with a farmhouse feel, tons of storage, perfect for the first time home buyer or the last time home buyer that wants to downgrade size, but still wants all the amenities they have been looking for. All bedrooms have walk-in closets, an indoor laundry, oversized garage. Kitchen boasts beautiful cabinets with self closing drawers, quartz countertops, upgraded appliances. The home has beautiful views of the Ord Mountains and Mt. Baldy. **BEST PART**This home comes with a new Solar System, no lease payments, no maintenance costs, you buy the home, you own the solar. This home is so energy efficient your clients will love not having those pesky utility bills. Front yard landscaping included and yes, room for that R.V. too. ** This home is fully privately fenced, including 1 R.V drive thru gate and 2 man gates. Very close to shopping. Come take a look, it won't last long.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Jennifer Chapdelaine · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,770
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,800 · Loan: $430,200
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,793
- Property tax (1.25%)
- $498
- Homeowners insurance
- $300
- Mortgage insurance
- $179
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,730 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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