2108 Cork Oak Street
Palmdale, CA, 93551
$699,900
Price history
| Date | Price | Change |
|---|---|---|
| Oct 28, 2026 | $699,900 | Price reduced |
| Oct 6, 2026 | $714,900 | Price reduced |
| Sep 22, 2026 | $719,900 | Price reduced |
| Aug 20, 2026 | $729,900 | Listed |
MLS: 26006527
Beds
4
Baths
3
Sq Ft
2,740
Lot
0.18 ac
Year Built
2021
MLS #
26006527
Days on Market
74
Listed
Aug 20, 2026
Description
BUYERS, TAKE ADVANTAGE OF INCREDIBLE FINANCING OPPORTUNITIES! Seller is offering a $17,000 credit toward an interest rate buydown, with a possible starting rate of 4.75% through a 2/1 buydown program! OR explore a potential $20,000 homebuyer grant OR an assumable loan at just 5.25%! Financing options are subject to buyer qualification, lender approval, and program requirements. Rates and terms may change. Welcome to this stunning 4-bedroom, 3-bath West Palmdale home built in 2021! Beautiful curb appeal, low-maintenance landscaping, and modern finishes make this home truly special. A standout feature is the private upstairs suite with its own living area, bedroom, full bathroom, and kitchenette! Perfect for multigenerational living, guests, or extended family, with potential separate access near the garage. The pool table is included! The main-level primary suite offers dual vanities, a soaking tub, separate shower, and walk-in closet. An additional bedroom and office share a convenient Jack-and-Jill bathroom. The gorgeous kitchen features quartz countertops, abundant cabinetry, pantry, and an oversized island seating 6-8. Enjoy an open living room with soaring ceilings, a cozy fireplace, and luxury vinyl plank flooring throughout. The backyard is an entertainer's dream with grass, custom stamped concrete, and a full-length covered patio! Additional features include gas hookups for a future outdoor kitchen, extra drainage, gutters, bird deterrent wiring, potential RV parking, whole-house water filtration, and EV charging wiring. BONUS! Refrigerator, washer, dryer, and upstairs pool table are all included! Conveniently located near shopping, dining, schools, and the 14 Freeway. Don't miss this exceptional opportunity!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26182062
Listed by: Christina DiMarzo · RE/MAX All-Pro
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,584
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,293
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale fits buyers who want Plant 42 access, west-side foothill streets in 93551, or east-of-the-14 value. The side of town matters more than the city slogan. Anaverde and Rancho Vista share 93551 and do not share the same HOA or tax bill. Central Palmdale is 93550. East Palmdale includes 93552 and 93591. Mike Watson, Keller Williams in Palmdale, DRE #01712313, licensed since 2005, prices those pockets separately. Open the west or east hub first. If Edwards is also in the household, use the two-gate housing guide next to the Plant 42 page. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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