2125 State Lane
Big Bear, CA, 92314
$399,900
MLS: 219153174PS
Beds
4
Baths
2
Sq Ft
1,414
Lot
0.08 ac
Year Built
1989
MLS #
219153174PS
Days on Market
4
Listed
Sep 24, 2026
Description
Beautifully remodeled 4-bedroom, 2-bath mountain home with spectacular Sugarloaf Mountain views! This 1,414 sq. ft. retreat sits on a level street-to-street corner lot with true pull-through RV parking, boat and trailer space, and a fully fenced yard. Over $70k in upgrades include new windows, an updated kitchen and bathrooms, new composite decking, and low-maintenance artificial grass. The main level offers a convenient bedroom and full bath, an open living area, and a modern kitchen with stylish finishes. The living room is light and bright with a wall of south-facing windows framing stunning mountain views, plus a beautiful wood-burning fireplace for cozy winter nights. Step outside to a covered back porch designed for year-round enjoyment--complete with a sunken spa and a built-in big-screen TV cabinet. Move-in ready, thoughtfully upgraded, and surrounded by mountain scenery, this home delivers comfort, style, and functionality. Only minutes to the lake, ski slopes, hiking trails, and shopping, with easy access from Hwy 38. Your mountain home awaits.
Location
Big Bear, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Holly Gardner · Keller Williams Big Bear Lake Arrowhead
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,339
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,472
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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