21836 S Vermont Avenue 6
Torrance, CA, 90502
$520,000
Original list price: $540,000
MLS: OC26099235
Beds
3
Baths
2
Sq Ft
1,063
Lot
0.44 ac
Year Built
1997
MLS #
OC26099235
Days on Market
89
Listed
May 7, 2026
Description
Discover comfortable living in this three-bedroom, two-bath residence located within a gated community. This single-level home features warm wood flooring, abundant natural light, and a welcoming fireplace that anchors the main living space. The open-concept kitchen connects seamlessly to the living and dining areas, creating a functional layout ideal for everyday living or casual entertaining. A private patio extends the living space outdoors, offering peace setting for relaxation. The primary suite includes a private en-suite bath and dual closets, while two additional bedrooms provide flexibility for guests, a home office, or family needs. In-unit laundry is conveniently located within the home. The private two-car tandem garage includes custom cabinetry and generous storage—an uncommon benefit in condominium living. The property is being sold AS-IS. The laundry closet door does not close due to an oversized dryer and will function properly with appropriately sized units. Existing furniture and appliances will remain in their present condition. Residents enjoy access to community amenities including a pool and spa within a HOA community. Conveniently located near shopping, dining, and major commuter routes.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Makiko Mimura · Merlin Investments
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,266
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,000 · Loan: $468,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,007
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
- HOA dues
- $222
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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