22230 S Vermont Avenue 103B
Torrance, CA, 90502
$520,000
Original list price: $538,000
MLS: PW26092692
Beds
2
Baths
2
Sq Ft
961
Lot
4.17 ac
Year Built
1985
MLS #
PW26092692
Days on Market
142
Listed
May 6, 2026
Description
Welcome to this beautifully reimagined single-level 2 bedroom, 2 bathroom condo in a well-kept Torrance / West Carson community. Walls were opened to create a true great room: kitchen, dining, and living now flow together, with wood-look flooring, a gas fireplace, and large sliding doors that open to a private patio.Both bathrooms have been updated with modern finishes and new vanities. The primary suite has generous closet space and a private remodeled bath. The second bedroom works as a guest room, office, or flex space.Everyday convenience is built in: central air and heat, in-unit laundry hookups, and two covered carport spaces. The complex is FHA approved, which expands financing options for first-time buyers.Location is the other upgrade. You’re close to Harbor-UCLA Medical Center, local shopping and restaurants, parks, and quick access to the 110 and 405. Ideal for a first-time buyer, downsizer, Harbor-UCLA employee, or investor who wants a low-maintenance, move-in-ready unit.Don’t miss this one-level, patio-facing home with real updates already done.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Paul Chun · Circa Properties, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,775
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,000 · Loan: $468,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,123
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
- HOA dues
- $615
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90502 (Torrance)within ±10% of this home's price and size.
$499,000
22232 S Vermont Avenue 102B
Torrance, 90502
$499,000
21846 S Vermont Ave 3
Torrance, 90502
$499,000
23240 Sesame C
Torrance, 90502
$505,000
23304 Marigold Avenue 103
Torrance, 90502
$520,000
21836 S Vermont Avenue 6
Torrance, 90502
$529,000
23308 Marigold Avenue V-201
Torrance, 90502
Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.