22812 Retreat Place
Tehachapi, CA, 93561
$484,999
MLS: 26003521
Beds
3
Baths
3
Sq Ft
1,849
Lot
0.29 ac
Year Built
1990
MLS #
26003521
Days on Market
0
Listed
May 1, 2026
Description
The perfect opportunity to own this great home with 3 + 2.5 baths AND a BONUS room off the garage! Large living room with tall vaulted ceilings, wet bar, formal dining area, separate kitchen with eating area, large pantry and very nice bedrooms. ALL with balconies and sliding doors. The master is very generously sized. Master bath has dual sinks and dual closets! Views from the upstairs are amazing on all decks. The backyard has a great covered AND open patio with a firepit, great storage building and garden. So much to offer that first time buyer or family unit. DON'T MISS your opportunity see this great home.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Mandi Baker · Coldwell Banker-A Hartwig Co.
Payment estimate
$3,588
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,499
- Principal & Interest
- $2,702
- Property tax (1%)
- $404
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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