18110 Churchill
Tehachapi, CA, 93561
$445,000
MLS: PI26085687
Beds
3
Baths
2
Sq Ft
1,728
Lot
0.28 ac
Year Built
2014
MLS #
PI26085687
Days on Market
2
Listed
Apr 20, 2026
Description
Located in the desirable community of Stallion Springs in Tehachapi, this well-maintained 3 bedroom, 2 bathroom home offers approximately 1,728 square feet of comfortable living space on a generous lot. Pride of Ownership shows in this one! The home features a functional layout with spacious living areas and natural light. The kitchen is well-appointed with granite countertops and a large walk-in pantry and under-sink reverse osmosis water filtration system opening to the main living space ideal for both everyday living and entertaining. The master bedroom offers a large walk-in closet, providing amazing storage and convenience. Additional highlights include a tankless water heater, water softener, attached garage, sprinkler system, and a backyard storage shed for added functionality. With 0.28 acres, the property provides space to enjoy the outdoors and the peaceful surroundings, while still being just a short drive from local amenities. Clean, Turn-Key Home!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lindsay Villalpondo · Miramar International Calloway
Payment estimate
$3,298
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
- Principal & Interest
- $2,461
- Property tax (1%)
- $371
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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