2642 Blue Ridge Circle
Simi Valley, CA, 93065
$1,125,000
Original list price: $1,169,000
MLS: 226004204
Beds
3
Baths
4
Sq Ft
2,607
Lot
0.22 ac
Year Built
1963
MLS #
226004204
Days on Market
36
Listed
Sep 13, 2026
Description
Tucked away on the north end of Simi Valley with no HOA, this 3 bedroom, 2.5 bath home sits on a 9,583 square foot lot and offers something almost nothing else on the market does: a fully permitted 450 square foot Studio, built in 2024, with its own entrance and its own address. Amazing opportunity for rental income or multigenerational living.Inside the main house, the kitchen is finished with Viking appliances, granite counters and clean white cabinetry. New flooring and fresh interior paint went in throughout in 2023, along with a brand new HVAC condenser and furnace that same year. Solar helps keep the energy bills down.The backyard is built for actually using it. Pool and spa with safety fencing already in place, a covered patio for shade, and a built in BBQ area for the nights you never want to move the party inside. RV access and a long driveway round it out.The ADU is a bright studio with a full kitchen, stainless appliances, stackable laundry and a walk in closet. Permitted, finaled, and on record with the county. Lease it for extra income or keep it for extended family who need their own living.Streets from Simi Valley Hospital and minutes to Target, Starbucks and everyday shopping.Two addresses. One lot. And a whole lot of potential!
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: The Minkow Team · Keller Williams Westlake Village
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,904
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $112,500 · Loan: $1,012,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,010
- Property tax (1.25%)
- $1,172
- Homeowners insurance
- $300
- Mortgage insurance
- $422
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $39,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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