28081 Deertrail Drive
Tehachapi, CA, 93561
$479,000
Original list price: $500,000
MLS: 26828209
Beds
3
Baths
3
Sq Ft
1,826
Lot
1.17 ac
Year Built
2007
MLS #
26828209
Days on Market
89
Listed
May 1, 2026
Description
New market adjusted price! Experience mountain living in the private, guard-gated community of Bear Valley Springs. Set on 1.17 acres with mature oak trees and sweeping views of the San Joaquin Valley, this thoughtfully updated 3-bedroom, 3-bath home may also be purchased partially furnished, making your move even easier. Inside, the light-filled open floor plan features dramatic 20-foot ceilings, floor-to-ceiling windows, plank flooring, a cozy pellet stove, and an updated kitchen with granite countertops and a breakfast bar. The main-level primary suite offers comfort and convenience, while upstairs you'll find two additional bedrooms, a full bath, and an open loftperfect for a home office, media room, or flexible living space. Step outside to a private patio surrounded by wildlife, fresh mountain air, and unforgettable star-filled nights. Bear Valley Springs residents enjoy access to lakes, hiking and riding trails, golf, swimming, equestrian amenities, and more. Come see the privacy, views, and mountain lifestyle this inviting home has to offer.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Tegran Shakbazyan · SBZ Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,805
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $47,900 · Loan: $431,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,748
- Property tax (1%)
- $399
- Homeowners insurance
- $300
- Mortgage insurance
- $180
- HOA dues
- $179
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $16,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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