29161 Harmony Way
Santa Clarita, CA, 91390
$1,095,000
MLS: 26005467
Beds
4
Baths
7
Sq Ft
3,501
Lot
0.56 ac
Year Built
2006
MLS #
26005467
Days on Market
0
Listed
Jul 15, 2026
Description
Welcome to Bella Vida, where privacy, space, and elevated living come together in one of Santa Clarita's most desirable gated communities. Tucked away within a quiet cul-de-sac, 29161 Harmony Way is a captivating two-story Mediterranean-inspired retreat built in 2006, offering approximately 3,501 sq. ft. of thoughtfully designed living space on an expansive 24,526 sq. ft. lot. This beautifully maintained 4+3 residence blends timeless architecture with modern comfort. From the moment you arrive, the home impresses with inviting curb appeal and a strong sense of privacy, enhanced by mountain views. Step inside to a spacious, light-filled living room anchored by a striking fireplace, creating a warm and welcoming focal point. The well-appointed kitchen features travertine flooring, custom-painted walls, dual sinks, a reverse osmosis system, and a large pantry. Ample cabinetry makes cooking and entertaining easy. Built-in storage throughout the home, and selected areas have been freshly painted, enhancing its clean, move-in-ready appeal. The versatile floor plan offers four generously sized bedrooms, along with a bonus room and a separate flex room that can both easily function as a fifth and sixth bedrooms. The primary suite serves as a private retreat, with an extra-large closet and an en-suite bathroom and a soaking tub. Plantation shutters throughout enhance both privacy and the home's warm, inviting interiors. Step outside to your own private backyard sanctuary, where a covered patio with a built-in BBQ, outdoor fireplace, and sweeping mountain views. The natural landscape creates a serene setting, complemented by sightings of abundant wildlife, adding to the home's sense of connection to nature. Highlights include energy-efficient assumable solar panels, dual-zone air conditioning, refrigerator, washer, and dryer included. Lovingly cared for by its owner, this home reflects true pride of ownership. Centrally located to all amenities, and top-rated schools.
Location
Santa Clarita, Los Angeles County, CA 91390
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26095385
Listed by: Jean Sehic · Century 21 Masters
Payment estimate
$8,074
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500
Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,223
- Property tax (1.25%)
- $1,141
- Homeowners insurance
- $300
- Mortgage insurance
- $411
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 9, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.82%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Clarita home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Santa Clarita. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate＋
This Santa Clarita property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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