306 Victoria Lane
Sugarloaf, CA, 92386
$299,000
MLS: 219146024PS
Beds
1
Baths
1
Sq Ft
590
Lot
0.11 ac
Year Built
1980
MLS #
219146024PS
Days on Market
2
Listed
Apr 7, 2026
Description
Welcome to Calipe Cottage, a beautifully renewed mountain retreat blending modern comfort with classic Big Bear charm. This stunning 1BR + loft cabin on a double lot has been thoughtfully updated throughout, offering a warm, inviting interior with several smart-home features and stylish finishes. Updated flooring, Google smart lighting, and 2 electric fireplaces that create a cozy ambiance year-round. The spa-inspired bathroom features a luxury Orion Plus smart steam shower system and an electric towel warmer, adding a touch of comfort after a day of adventure. The kitchen and living spaces were refreshed during the 2021 renovation, and all appliances are approximately five years old, providing low-maintenance living and peace of mind. Enjoy efficient climate control with two ductless mini-split systems (bedroom + main room) offering both heating and air conditioning. Both the mini-splits and the spa (new in January 2023) can be controlled remotely via app--great for second-homeowners or STR hosts who value convenience and energy efficiency. Smart-home upgrades include a Ring doorbell, Eufy smart lock, four exterior security cameras, and three Nest smoke/CO detectors with Pathlight motion-activated night illumination and app alerts. These features enhance safety, monitoring, and guest management from anywhere. Outside, unwind in the hot tub and enjoy the peaceful setting surrounded by pines. Located near forest trails, parks, and year-round recreation, this charming cottage is perfectly suited as a full-time residence, weekend escape, or high-performing rental. A thoughtfully updated, tech-enhanced mountain getaway--ready to enjoy from day one. And the furnishings are negotiable!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Holly Gardner · Keller Williams Big Bear Lake Arrowhead
Payment estimate
$2,377
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
- Principal & Interest
- $1,653
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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