3170 E Chip Smith Way
Ontario, CA, 91762
$698,000
MLS: TR26170824
Beds
4
Baths
3
Sq Ft
2,179
Lot
0.09 ac
Year Built
2016
MLS #
TR26170824
Days on Market
15
Listed
Aug 12, 2026
Description
Welcome to this beautifully maintained 4-bedroom, 3-bath home in the desirable Park Place community of Ontario Ranch. Featuring approximately 2,179 sq. ft. of comfortable living space, this thoughtfully designed two-story home features two spacious living areas, abundant windows that fill the home with natural light, updated flooring, and a spacious backyard offering plenty of room for outdoor dining, entertaining, gardening, or play. With no shared walls and ideally positioned in a two-home driveway setting with only one neighboring residence, the home offers an added sense of openness and privacy. Thoughtful upgrades include a whole-house water filtration and softening system, a separate drinking water system in the kitchen, leased Tesla solar panels, and a Tesla EV charger in the garage. Enjoy the resort-style lifestyle of Park Place and The Parkhouse, with an impressive collection of community amenities including swimming pools, tennis courts, fitness facilities, billiards, table tennis, a private movie theater, library, computer/business spaces, BBQ and outdoor gathering areas, children's playgrounds, parks, and more. Located in the dynamic and growing Ontario Ranch area, this home is near highly rated Park View Elementary and conveniently situated near shopping, dining, entertainment, parks, and major commuter routes, with easy access to I-15 and nearby 60, 71 and 91 freeways. Ontario Mills, Victoria Gardens, and other regional destinations are also within convenient reach. A wonderful opportunity to enjoy a comfortable home, extensive community amenities, and the continued growth and convenience of Ontario Ranch.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Shirong Xu · WeTrust Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,896
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,800 · Loan: $628,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,350
- Property tax (1.25%)
- $727
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $258
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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