3187 N G
San Bernardino, CA, 92405
$500,000
MLS: IG26009851
Beds
2
Baths
2
Sq Ft
1,298
Lot
0.11 ac
Year Built
1950
MLS #
IG26009851
Days on Market
1
Listed
Jan 14, 2026
Description
Charming and cozy home in the heart of San Bernardino. Ideally located near schools, shopping centers, and major freeways for easy commuting. This well-situated property is perfect for first-time homebuyers or those seeking an affordable home with excellent accessibility.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Eduardo Vasquez · Smart Sell Real Estate
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $450,000
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $188
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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